In any insurance relationship, claims are the real ‘moments of truth.’ Strata claims can be complex and experience counts. Who can make a claim? All strata corporations, regardless of size, must obtain property and liability insurance as specified by the Strata Property Act. The Strata Property Act requires that a strata corporation must ensure the building 100%, including the common properties and the inside of a strata lot. However, the insured is the Owners, Strata Plan xx